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From Purchase to Loyalty in a Single Tap

Effortless, secure payments that turn one-time buyers into lifelong customers

Overview

Payments sit on the front line for brand loyalty, margins, and customer stickiness. Shoppers expect fast, flexible, and rewarding checkout— whether in-store, online, or in-app — and they won’t tolerate friction. But legacy systems, high costs, and fragmented tools slow growth and cause churn. The answer:  treat payments like a platform.

Innova’s Payments Simplified (PaaS) platform and InnoWallet solution give retailers:

  • Flexibility: Adapt to changing consumer expectations
  • Scale: Grow transactions without disruption
  • Control: Get full visibility and governance across channels

FEATURES

Benefits

Challenge

Fragmented Payment Systems

How We Add Value

Seamless wallet and payment solutions across channels: in-store, apps, ecom and partner platforms

Challenge

Rising Transaction Costs

How We Add Value

Account-to-account payments save 1.5% to 3% per sale

Challenge

Checkout Friction & Abandoned Carts

How We Add Value

Boost conversion by enabling fast checkout options with QR codes, NFC, and one-click wallet payments, reducing customer drop-offs

Challenge

Weak Loyalty

How We Add Value

Built-in rewards drive repeat purchases, lift LTV

Challenge

Manual Reconciliation

How We Add Value

Automated ledgers improve accuracy and reduce effort

Challenge

Siloed Gift Card

How We Add Value

Integrated issuance and redemption across every channel

Challenge

Slow Vendor Payouts & Supply Chain Delays

How We Add Value

Automated payments boost supplier trust and agility

Challenge

Complex Multi-Brand Operations

How We Add Value

Sub-accounts and modular controls for managing multiple stores, regions, and brands

Creating Real-World Impact in Consumer-Focused Industries

Scan-and-go payments and unified digital wallets across in-store, mobile, and e-commerce channels

Real-time cashback, tiered loyalty, and instant refunds to drive repeat purchases

Split payments, gift card issuance, and redemption without checkout friction

Plug-and-play integrations with POS, ERP, and payment gateways for faster rollout

A centralized ledger to manage promotions, partner revenue share, and customer credits

Embedded loyalty in D2C storefronts builds direct consumer relationships

Ready to Innovate with Us?

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