Overview
Payments sit on the front line for brand loyalty, margins, and customer stickiness. Shoppers expect fast, flexible, and rewarding checkout— whether in-store, online, or in-app — and they won’t tolerate friction. But legacy systems, high costs, and fragmented tools slow growth and cause churn. The answer: treat payments like a platform.
Innova’s Payments Simplified (PaaS) platform and InnoWallet solution give retailers:
- Flexibility: Adapt to changing consumer expectations
- Scale: Grow transactions without disruption
- Control: Get full visibility and governance across channels
FEATURES
Benefits
Challenge
Fragmented Payment Systems
How We Add Value
Seamless wallet and payment solutions across channels: in-store, apps, ecom and partner platforms
Challenge
Rising Transaction Costs
How We Add Value
Account-to-account payments save 1.5% to 3% per sale
Challenge
Checkout Friction & Abandoned Carts
How We Add Value
Boost conversion by enabling fast checkout options with QR codes, NFC, and one-click wallet payments, reducing customer drop-offs
Challenge
Weak Loyalty
How We Add Value
Built-in rewards drive repeat purchases, lift LTV
Challenge
Manual Reconciliation
How We Add Value
Automated ledgers improve accuracy and reduce effort
Challenge
Siloed Gift Card
How We Add Value
Integrated issuance and redemption across every channel
Challenge
Slow Vendor Payouts & Supply Chain Delays
How We Add Value
Automated payments boost supplier trust and agility
Challenge
Complex Multi-Brand Operations
How We Add Value
Sub-accounts and modular controls for managing multiple stores, regions, and brands
Creating Real-World Impact in Consumer-Focused Industries
Scan-and-go payments and unified digital wallets across in-store, mobile, and e-commerce channels
Real-time cashback, tiered loyalty, and instant refunds to drive repeat purchases
Split payments, gift card issuance, and redemption without checkout friction
Plug-and-play integrations with POS, ERP, and payment gateways for faster rollout
A centralized ledger to manage promotions, partner revenue share, and customer credits
Embedded loyalty in D2C storefronts builds direct consumer relationships
Ready to Innovate with Us?